Place your loan to work alongside the Oakam application, increase your credit history

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Place your loan to work alongside the Oakam application, increase your credit history

Begin your Oakam trip

Put your loan to utilize the Oakam application, increase your credit history as time passes and create your option to a better future that is financial.

Tailor your loan

Accessibility lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 in the long run. Get more info

Get in on the 150,000+ consumers that trust us

We’re more than simply a money-lender: we’re for a goal to help make obtainable credit a truth for many.

Install our cellular application

The Oakam app that is mobile permit you to use along with assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your next payment time
  • Assessment your payment routine

Reasons why you should join Oakam

Bad credit? We are going to tune in

We’ll hear your tale if you should be on advantages, have credit that is bad or simply just found its way to the united kingdom. We’ve caused it to be our goal to split down barriers that are financial enhance accessibility for several.

No residence visits – previously!

Cash is a matter that is private we ensure that is stays in that way. Think about us as an alternative to doorstep financial financial loans. We’ll never ever hit on the home and you may constantly reach us using the internet or higher the telephone.

No surprises that are hidden

At Oakam you’re constantly in charge. Our items are easy and clear. We don’t charge fees that are late there’s no cost connected with repaying early.

Your connection to a brighter monetary future

While you pay off your Oakam loan, you are able to unlock lower prices, larger quantities and longer terms. It’s our means of assisting you to create your credit profile in the long run.

Handle the Oakam app to your loan

Access your loan and payment routine by getting our app, thereby applying for tops ups and brand-new financial loans in the long run.


Oakam provides easy and easy monetary services for individuals who battle to borrow from finance companies. We provide accountable accessibility credit and are also specialized in offering our clients with value.

Every we support people as they achieve their money goals, build their credit profile, and access better loan rates day. During the time that is same by utilizing our mobile application to settle on time, Oakam clients are no credit check payday loans Alliance OH changing the financing business, making credit more affordable and much more available for everybody.

So how exactly does it work?

It’s simple! It is possible to use on our site, or via our cellular software. The application may be downloaded through the Apple iStore for iPhone products, or in the Google Enjoy shop for Android os products. In case your application is authorized, the money could be delivered to your money on the exact same time. Many successful prospects get their particular loans within an hour or two to be authorized.

At the mercy of standing. Regarding the form, we’ll ask you to answer for your income that is monthly and in information, so that you can make sure you really can afford the month-to-month repayments within the lifetime of the mortgage.

Does Oakam execute a credit search?

Yes. But we try not to base our choice exclusively on your credit score. At Oakam we recognize that life does not constantly get as prepared. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike various various other loan providers though, Oakam will likely not instantly blacklist you have actually missed repayments. Your credit score and affordability assessment help us comprehend your existing circumstance once we assess the job for a financial loan.

Yes. We ask which you have already been a citizen in the united kingdom for at the very least six months before you apply for a financial loan with us. All financial loans tend to be susceptible to cost inspections along with your monetary standing. We welcome new clients each and every day and, because our web application procedure is completely computerized, it is possible to apply once you have to, seven days per week. Our loans tend to be susceptible to your economic condition.