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Spend loans: Una ffordable, Unsustainable, Under Scrutiny day Spend loans: Una ffordable, Unsustainable, Under Scrutiny day November it’s the beginning of. Instantly, store windows are filled up with tinsel, the traditional resembles a chaotic free-for-all in addition to exact same festive songs commence to be played advertisement nauseum. Us are tempted (or forced) to overspend…